RD Calculator
Recurring Deposit · Monthly Savings · SBI · Post Office · Senior Citizen Rates
Free RD Calculator India 2026 — SBI, Post Office, HDFC Recurring Deposit
SuccessMate's RD Calculator computes your Recurring Deposit maturity amount instantly — updated for June 2026 bank rates. Unlike FD where you invest a lump sum once, RD lets you invest a fixed amount every month — ideal for salaried employees, students, and homemakers saving systematically from monthly income.
Bank RD Rates June 2026 & Senior Citizen Rates
SBI offers 6.5% for standard RDs; Post Office RD offers 6.7% for 5-year tenure — backed by the Government of India and the safest option available. HDFC Bank offers up to 7.0% and Bandhan Bank up to 7.5%. Senior citizens (age 60+) receive an additional 0.5% at all major banks. Our calculator includes a one-click Senior Citizen toggle to instantly see the higher maturity amount. All RD deposits are insured up to ₹5 lakh per depositor per bank under DICGC.
RD vs FD — Real Comparison Built In
Our unique RD vs FD comparison box shows side-by-side results: the same total amount invested as a lump sum FD vs monthly RD installments. FD gives higher returns because the full principal earns interest from day one, while RD installments each earn for a shorter duration. Choose RD if you don't have a lump sum — great for NRIs in USA, UK, UAE, and Australia opening NRO RD accounts to save regularly in India.