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AP & TS Govt Employee Income Tax Calculator FY 2026-27

AY 2027-28 | CPS / Old Pension aware | Old vs New Regime comparison | Annexure II | No download needed

FY 2026-27 Updated CPS & Old Pension Old vs New Regime Annexure II Ready AP · TS · Central

Pension

State & Info

Salary

Deductions

Results

Annexure II

Step 1 — What is your Pension Scheme?

🆕

CPS — New Pension Scheme

Contributory Pension Scheme (NPS). Employee contributes 10% of Basic+DA monthly. Joined service after 2004.

🏛️

GPF — Old Pension Scheme

Government Provident Fund. GPF contribution is 80C eligible. Old pension employees joined before 2004.

Step 2 — Select State & Employee Details

🌊

Andhra Pradesh

DA 37.31% | RPS 2022 | CPS/APGLI

🦁

Telangana

DA 33.67% | RPS 2015 | GPF/CPS/TSGLI

🏛️

Central Govt

DA 55% | 7th CPC | NPS

Employee Details

Employee Name

Designation

DDO / School / Office

PAN Number

Employee Code / GPF No

Age (as on 31 Mar 2027)

Financial Year

Step 3 — Salary Details

Basic Pay (Monthly Rs.)

Increment Month

Earnings — Auto-calculated (override if needed)

DA (Rs./month)

HRA (Rs./month)

CCA (Rs./month)

EL Encashment (Annual Rs.)

DA Arrears (Annual Rs.)

Other Allowances (Annual Rs.)

Deductions from Salary

CPS / NPS (Rs./month)

APGLI / TSGLI (Rs./month)

GIS (Rs./month)

Professional Tax (Rs./month)

EHF (Rs./month)

Other Deductions (Monthly Rs.)

Step 4 — Savings & Deductions

Under New Regime: only 80CCD(2) employer NPS/CPS is deductible. All other deductions below apply to Old Regime only.

80C — Max Rs.1,50,000

GPF Contribution (Old Pension — 80C eligible)Within Rs.1.5L

LIC PremiumNo limit

PLI (Postal Life Insurance)No limit

PPFMax Rs.1.5L

NSC / ELSS / Sukanya SamriddhiMax Rs.1.5L

Home Loan Principal + Tuition FeesMax Rs.1.5L

80C Total (capped Rs.1,50,000)Rs.0

80CCD — NPS Additional

80CCD(1B) — NPS own contribution over & above 80CMax Rs.50,000

80CCD(2) — Employer CPS/NPS contribution (BOTH regimes)14% of Basic+DA

HRA Exemption u/s 10(13A) — Old Regime only

Rent Paid Monthly (Rs.)

Metro / Non-Metro

HRA Exemption (Auto)

Other Deductions — Old Regime only

80D — Mediclaim Self+FamilyMax Rs.25,000

80D — Mediclaim ParentsMax Rs.50,000

24(b) — Home Loan InterestMax Rs.2,00,000

80E — Education Loan InterestNo limit

80G — Donations (50% deductible)10% of GTI

Frequently Asked Questions

What is CPS and how is it treated for income tax? ▾

CPS (Contributory Pension Scheme) is the NPS for state government employees joined after 2004. Your employee 10% contribution qualifies under Section 80CCD(1) within the Rs.1.5L limit of 80C. An additional Rs.50,000 is available under 80CCD(1B). The employer's 10% contribution qualifies under 80CCD(2) — deductible under BOTH old and new regimes. This is a major advantage for CPS employees.

If I chose Old Pension (GPF), can I claim it under 80C? ▾

Yes. GPF (Government Provident Fund) contributions are fully eligible under Section 80C within the Rs.1,50,000 limit. This is a main tax-saving advantage of old pension employees. Our tool auto-fills your GPF amount into the 80C section when you select Old Pension scheme.

Which tax regime is better for AP/TS employees in FY 2026-27? ▾

It depends on your deductions. New Regime gives zero tax up to Rs.12.75L effective (Rs.12L income + Rs.75K standard deduction). If your 80C + 80CCD + HRA exemption + 24(b) total exceeds Rs.3.5-4 lakhs, Old Regime may save more. Our calculator computes both and clearly shows which is better and by exactly how much per year and month.

What is Annexure II and when should I submit it to DDO? ▾

Annexure II is the official income tax working statement submitted to your DDO (Drawing and Disbursing Officer). Submit it every February so your DDO deducts correct TDS from remaining months. Without Annexure II, DDO defaults to New Regime and may over or under-deduct TDS. Our tool generates a ready-to-print Annexure II comparing both regimes.

What are New Regime tax slabs for FY 2026-27? ▾

New Regime slabs (Budget 2025, same for FY 2026-27): Rs.0-4L: Nil, Rs.4-8L: 5%, Rs.8-12L: 10%, Rs.12-16L: 15%, Rs.16-20L: 20%, Rs.20-24L: 25%, above Rs.24L: 30%. Rebate u/s 87A: Zero tax if taxable income Rs.12L or less. Standard deduction: Rs.75,000. Cess: 4%.

What is the current DA for AP, TS and Central govt employees? ▾

AP: 37.31% of Basic Pay (RPS 2022 scale). Telangana: 33.67% of Basic Pay (RPS 2015 scale). Central Govt: 55% of Basic Pay (effective January 2025, revised twice yearly). Our tool pre-fills these rates and lets you override anytime a new GO is issued.

Free Income Tax Software for AP and Telangana Govt Employees — FY 2026-27

SuccessMate's Income Tax Calculator is built specifically for Andhra Pradesh and Telangana government teachers, employees, and pensioners for Financial Year 2026-27 (Assessment Year 2027-28). Unlike medakbadi.in or Ramanjaneyulu Excel downloads that require a Windows PC, our tool works directly in your browser on mobile or desktop with zero downloads.

CPS vs Old Pension — Tax Difference Explained

CPS employees: your 10% monthly contribution goes under 80CCD(1) within 80C. Employer 10% goes under 80CCD(2) — deductible even in New Regime. Old Pension (GPF) employees: your GPF contribution is directly 80C deductible. Our tool automatically routes deductions correctly based on your pension scheme — the first calculator to ask this upfront.

Beats All Competitor Tools

We ask pension scheme first (CPS or GPF), then state (AP/TS/Central), then compute both regimes. DA rates for AP (37.31%), TS (33.67%) and Central Govt (55%) are pre-loaded and updatable. APGLI, TSGLI, GIS, EHF, Professional Tax are all auto-filled from state defaults. The final Annexure II is ready to print and submit to your DDO. Trusted by AP and TS teachers, school assistants, and gazetted officers across the country including those working in the USA, UK, UAE, and Australia managing NRI income from India.

New Regime Slabs FY 2026-27

Rs.0 – Rs.4,00,000NIL

Rs.4L – Rs.8L5%

Rs.8L – Rs.12L10%

Rs.12L – Rs.16L15%

Rs.16L – Rs.20L20%

Rs.20L – Rs.24L25%

Above Rs.24L30%

87A rebate: zero tax if income upto Rs.12L | Std dedn Rs.75,000 | Cess 4%

Old Regime Slabs

Rs.0 – Rs.2,50,000NIL

Rs.2.5L – Rs.5L5%

Rs.5L – Rs.10L20%

Above Rs.10L30%

87A rebate: zero tax upto Rs.5L | Std dedn Rs.50,000 | Cess 4%

Current Rates FY 2026-27

AP DA (RPS 2022)37.31%

TS DA (RPS 2015)33.67%

Central Govt DA55%

Std Dedn (New)Rs.75,000

Std Dedn (Old)Rs.50,000

80C LimitRs.1,50,000

80CCD(1B) NPSRs.50,000

87A Rebate (New)upto Rs.12L

87A Rebate (Old)upto Rs.5L

Cess4%